This institution is no longer active

Operations ceased on December 11, 2015. CRA examination history below reflects the period it was active.

SUTTER COMMUNITY BANK

YUBA CITY, CA · Supervised by FDIC

Est. 2006FDIC #58,221RSSD: FDIC-58221

Outstanding Up

Current rating · Exam: September 2011

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.07%

Institution Profile

FDIC BankFind

Address

700 Plumas Street, YUBA CITY, CA

County

Sutter County

Established

June 19, 2006

Total Assets

$68M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2015Call Report / FDIC

Total Assets

$68M

Total Deposits

$59M

Net Loans

$47M

Net Income

$37K

ROA

0.07%

ROE

0.53%

Risk-Based Capital

20.74%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 2009

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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