This institution is no longer active

Operations ceased on December 13, 1991. CRA examination history below reflects the period it was active.

SUMMIT BANK OF SOUTH BEND

SOUTH BEND, IN · Supervised by FDIC

Est. 1930FDIC #12,597RSSD: FDIC-12597

Part ofSUMMCORP→ View all charters

Outstanding

Current rating · Exam: July 1990

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.37%

Institution Profile

FDIC BankFind

Address

125 West Colfax Avenue, SOUTH BEND, IN

County

St. Joseph County

Established

December 15, 1930

Total Assets

$24M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 25, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$24M

Total Deposits

$21M

Net Loans

$12M

Net Income

$-61K

ROA

-0.37%

ROE

-3.67%

Risk-Based Capital

18.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/157cf9b5-4006-442d-b5c9-c6f93c8891cd"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: