This institution is no longer active

Operations ceased on March 19, 1993. CRA examination history below reflects the period it was active.

SUMMIT BANK OF MUNCIE

MUNCIE, IN · Supervised by FDIC

Est. 1949FDIC #16,831RSSD: FDIC-16831

Part ofFIRST CHICAGO NBD CORP→ View all charters

Outstanding

Current rating · Exam: February 1992

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.81%

Institution Profile

FDIC BankFind

Address

220 South Walnut Street, MUNCIE, IN

County

Delaware County

Established

September 6, 1949

Total Assets

$178M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 29, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$178M

Total Deposits

$158M

Net Loans

$131M

Net Income

$1M

ROA

0.81%

ROE

10.75%

Risk-Based Capital

11.45%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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