This institution is no longer active

Operations ceased on February 18, 1993. CRA examination history below reflects the period it was active.

SUMMIT BANK OF CLINTON COUNTY

FRANKFORT, IN · Supervised by FDIC

Est. 1891FDIC #13,092RSSD: FDIC-13092

Part ofFIRST CHICAGO NBD CORP→ View all charters

Outstanding

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.44%

Institution Profile

FDIC BankFind

Address

2 East Washington Street, FRANKFORT, IN

County

Clinton County

Established

July 25, 1891

Total Assets

$122M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 23, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$122M

Total Deposits

$108M

Net Loans

$86M

Net Income

$564K

ROA

0.44%

ROE

5.26%

Risk-Based Capital

14.03%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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