Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$1.0B
Net Loans
$646M
Net Income
$2M
ROA
0.68%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.17%
Risk-Based Capital
16.61%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 136 | 79.41% | 4.41% |
| 2023 | 155 | 81.94% | 7.10% |
| 2022 | 240 | 87.5% | 1.25% |
| 2021 | 191 | 85.86% | 3.66% |
| 2020 | 210 | 78.1% | 8.10% |
| 2019 | 225 | 75.11% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Large Bank |
| Aug 2022 | Satisfactory | Large Bank |
| Jul 2019 | Satisfactory | Large Bank |
10 previous ratings locked — back to 1994
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Total Branches
13
Branch Deposits
$989M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 234 | 76.5% | 8.12% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red