Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.7B
Total Deposits
$2.3B
Net Loans
$2.0B
Net Income
$10M
ROA
1.51%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.07%
Risk-Based Capital
11.33%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 94 | 79.79% | 7.45% |
| 2023 | 41 | 78.05% | 9.76% |
| 2022 | 133 | 81.2% | 6.02% |
| 2019 | 82 | 74.39% | 9.76% |
| 2018 | 86 | 72.09% | 6.98% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2004 | Satisfactory | Large Bank |
| Feb 2002 | Satisfactory | Large Bank |
| Oct 1999 | Satisfactory | Large Bank |
2 previous ratings locked — back to 1993
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Total Branches
9
Branch Deposits
$2.0B
1-Year Change
0
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