Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
How this bank compares
Mortgage Denial Rate (TX)
Lower denial rate than 45.5% of TX banks
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$521M
Total Deposits
$458M
Net Loans
$362M
Net Income
$3M
ROA
2.17%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.45%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 199 | 77.89% | 9.55% |
| 2023 | 182 | 87.36% | 5.49% |
| 2022 | 354 | 86.44% | 4.52% |
| 2021 | 388 | 79.38% | 6.96% |
| 2020 | 449 | 83.3% | 6.68% |
| 2019 | 296 | 84.46% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Small Bank |
| Dec 2017 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
7
Branch Deposits
$415M
1-Year Change
0
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Preview:
| 2018 | 291 | 81.44% | 9.62% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red