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This institution is no longer active

Operations ceased on August 19, 2005. CRA examination history below reflects the period it was active.

STATE BANK OF AUBURN

AUBURN, IL · Supervised by FDIC

Est. 1941FDIC #15,859RSSD: FDIC-15859
Part ofUNITED COMMUNITY BCORP INC→ View all charters
Satisfactory Down

Current rating · Exam: March 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.26%

Institution Profile

FDIC BankFind

Address

200 North Fifth Street, AUBURN, IL

County

Sangamon County

Established

November 22, 1941

Total Assets

$72M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2005

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$72M

Total Deposits

$61M

Net Loans

$18M

Net Income

$486K

ROA

1.26%

ROE

9.82%

Risk-Based Capital

37.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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