Legal name: UNITED COMMUNITY BANCORP, INC.
2 active banks · 10 merged/absorbed · $4.2B combined assets
RSSD ID: 1097182 (FFIEC NIC)
Combined Assets
$4.2B
CRA Rating Summary
Across all 75 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$4.2B
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$3.6B
Net Income
$13M
ROA (avg)
1.23%
asset-weighted avg
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| UNITED COMMUNITY BANK | CHATHAM, IL | FDIC | $4.2B | 100.0% | Satisfactory | Oct 2025 |
| MIDLAND COMMUNITY BANK | KINCAID, IL | FDIC | $69M | — | Satisfactory | Apr 2020 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.