This institution is no longer active

Operations ceased on March 1, 1994. CRA examination history below reflects the period it was active.

STATE AND SAVINGS BANK

MONTICELLO, IN · Supervised by FDIC

Est. 1932FDIC #1,836RSSD: FDIC-1836

Part ofNORWEST CORP→ View all charters

Satisfactory

Current rating · Exam: July 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.62%

Institution Profile

FDIC BankFind

Address

119 North Main Street, MONTICELLO, IN

County

White County

Established

August 1, 1932

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$114M

Total Deposits

$98M

Net Loans

$49M

Net Income

$-1,903K

ROA

-1.62%

ROE

-13.21%

Risk-Based Capital

18.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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