This institution is no longer active
Operations ceased on April 9, 2022. CRA examination history below reflects the period it was active.
COLLEGE STATION, TX · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.2B
Total Deposits
$2.8B
Net Loans
$2.4B
Net Income
$12M
ROA
1.42%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.93%
Risk-Based Capital
12.14%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 360 | 91.11% | 3.33% |
| 2020 | 239 | 85.36% | 6.28% |
| 2019 | 205 | 92.2% | 3.41% |
| 2018 | 199 | 93.97% | 1.01% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2019 | Satisfactory | Intermediate Small Bank |
| Aug 2016 | Satisfactory | Intermediate Small Bank |
| Nov 2013 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2011
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Total Assets