At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 1.30%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$8.8B
Total Deposits
$6.9B
Net Loans
$4.9B
Net Income
$28M
ROA
1.30%
ROE
10.66%
Risk-Based Capital
16.84%
Regulatory minimum: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
57
Branch Deposits
$6.6B
1-Year Change
-1
5-year net change: -7 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 683 | 43.05% | 35.58% |
| 2023 | 783 | 44.7% | 32.82% |
| 2022 | 986 | 48.48% | 27.79% |
| 2021 | 1,402 | 54.14% | 23.75% |
| 2020 | 1,966 | 52.24% | 24.11% |
| 2019 | 1,316 | 60.03% | 19.60% |
| 2018 | 1,164 | 63.4% | 20.19% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
Rating History
CRA / FFIECRating Trend
↓ DecliningBased on last 3 exams
12 previous ratings locked — dating back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Rating Over Time
🔒 LockedExam dates and details are paywalled
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/ca3d7fa5-71c2-437d-9945-a478029e2ad9" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: