Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$8.8B
Total Deposits
$6.9B
Net Loans
$4.9B
Net Income
$28M
ROA
1.30%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.66%
Risk-Based Capital
16.84%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 683 | 43.05% | 35.58% |
| 2023 | 783 | 44.7% | 32.82% |
| 2022 | 986 | 48.48% | 27.79% |
| 2021 | 1,402 | 54.14% | 23.75% |
| 2020 | 1,966 | 52.24% | 24.11% |
| 2019 | 1,316 | 60.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Large Bank |
| Mar 2022 | Outstanding | Large Bank |
| Jan 2019 | Outstanding | Large Bank |
10 previous ratings locked — back to 1992
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Total Branches
57
Branch Deposits
$6.6B
1-Year Change
-1
5-year net change: -7 branches
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| 19.60% |
| 2018 | 1,164 | 63.4% | 20.19% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red