Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$283M
Total Deposits
$196M
Net Loans
$209M
Net Income
$906K
ROA
1.27%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.83%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 111 | 86.49% | 3.60% |
| 2023 | 109 | 88.99% | 6.42% |
| 2022 | 123 | 85.37% | 4.07% |
| 2021 | 116 | 90.52% | 2.59% |
| 2020 | 60 | 80% | 11.67% |
| 2019 | 38 | 65.79% | 21.05% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2023 | Satisfactory | Small Bank |
| Sep 2016 | Satisfactory | Small Bank |
| Jul 2010 | Satisfactory | Small Bank |
1 previous rating locked — back to 2007
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Total Branches
3
Branch Deposits
$192M
1-Year Change
0
5-year net change: +1 branches
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red