SOUTH PORTE FINANCIAL INC is the bank holding company. SOUTHERNTRUST BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

SOUTH PORTE FINANCIAL INC

Legal name: SOUTH PORTE FINANCIAL INC.

1 active bank · 1 merged/absorbed · $283M combined assets

RSSD ID: 4456593 (FFIEC NIC)

Combined Assets

$283M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSOUTHERNTRUST BANKMARION, ILSatisfactory$283MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$283M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$196M

Net Income

$906K

ROA (avg)

1.27%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

111

Origination Rate

86.49%

Denial Rate

3.6%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SOUTHERNTRUST BANK	MARION, IL	FDIC	$283M	100.0%	Satisfactory	Feb 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.