🏦Bank Scorer

This institution is no longer active

Operations ceased on February 7, 2003. CRA examination history below reflects the period it was active.

SOUTHERN PACIFIC BANK

TORRANCE, CA · Supervised by FDIC

Est. 1982FDIC #27,094RSSD: FDIC-27094
Satisfactory Same

Current rating · Exam: March 2002

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.86%

Institution Profile

FDIC BankFind

Address

23530 Hawthorne Boulevard, Suite 200, TORRANCE, CA

County

Los Angeles County

Established

March 1, 1982

Total Assets

$904M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2002

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2002Call Report / FDIC

Total Assets

$904M

Total Deposits

$864M

Net Loans

$684M

Net Income

$-45,256K

ROA

-3.86%

ROE

-89.75%

Risk-Based Capital

5.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/4ddda8c4-e0d4-4a78-a87a-a30c958ccba0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: