This institution is no longer active

Operations ceased on September 3, 2004. CRA examination history below reflects the period it was active.

SOUTHERN COMMUNITY BANK OF SOUTHWEST FLORIDA

BONITA SPRINGS, FL · Supervised by FDIC

Est. 2001FDIC #35,536RSSD: FDIC-35536

Part ofSOUTHERN COMMUNITY BCORP→ View all charters

Satisfactory

Current rating · Exam: June 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.94%

Institution Profile

FDIC BankFind

Address

9021 Bonita Springs Road, S.E., BONITA SPRINGS, FL

County

Lee County

Established

January 2, 2001

Total Assets

$193M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 4, 2003

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2004Call Report / FDIC

Total Assets

$193M

Total Deposits

$171M

Net Loans

$157M

Net Income

$834K

ROA

0.94%

ROE

10.43%

Risk-Based Capital

10.30%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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