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This institution is no longer active

Operations ceased on June 19, 2015. CRA examination history below reflects the period it was active.

SOUTHERN COMMERCE BANK

TAMPA, FL · Supervised by FDIC

Est. 1987FDIC #26,970RSSD: FDIC-26970
Part ofTD Bank, N.A.→ View all charters
Satisfactory Same

Current rating · Exam: October 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.25%

Institution Profile

FDIC BankFind

Address

5650 Breckenridge Park Drive, Suite 110, TAMPA, FL

County

Hillsborough County

Established

June 8, 1987

Total Assets

$71M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2003

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2015Call Report / FDIC

Total Assets

$71M

Total Deposits

$45M

Net Loans

$27M

Net Income

$45K

ROA

0.25%

ROE

0.71%

Risk-Based Capital

46.61%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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