This institution is no longer active

Operations ceased on November 15, 1999. CRA examination history below reflects the period it was active.

SOUTHERN CALIFORNIA BANK

NEWPORT BEACH, CA · Supervised by FDIC

Est. 1964FDIC #19,028RSSD: FDIC-19028

Part ofEGGEMEYER ADVISORY CORP→ View all charters

Satisfactory Same

Current rating · Exam: October 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.37%

Institution Profile

FDIC BankFind

Address

4100 Newport Place, Suite 900, NEWPORT BEACH, CA

County

Orange County

Established

February 10, 1964

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1999Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$975M

Net Loans

$917M

Net Income

$20M

ROA

2.37%

ROE

24.09%

Risk-Based Capital

12.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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