This institution is no longer active
Operations ceased on August 20, 2010. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$337M
Total Deposits
$256M
Net Loans
$241M
Net Income
$-339K
ROA
-0.19%
Below avg for Small banks. Peer avg: 0.44%
ROE
-3.82%
Risk-Based Capital
6.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2010 | Needs to Improve | Intermediate Small Bank |
| Jun 2007 | Satisfactory | Small Bank |
| Jun 2002 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1992
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Established
Total Assets