🏦Bank Scorer

This institution is no longer active

Operations ceased on June 1, 2013. CRA examination history below reflects the period it was active.

SOMERSET HILLS BANK

BERNARDSVILLE, NJ · Supervised by FDIC

Est. 1998FDIC #34,720RSSD: FDIC-34720
Part ofSOMERSET HILLS BCORP→ View all charters
Satisfactory Same

Current rating · Exam: June 2013

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.47%

Institution Profile

FDIC BankFind

Address

155 Morristown Road, BERNARDSVILLE, NJ

County

Somerset County

Established

December 7, 1998

Total Assets

$355M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2013

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2013Call Report / FDIC

Total Assets

$355M

Total Deposits

$308M

Net Loans

$244M

Net Income

$423K

ROA

0.47%

ROE

4.15%

Risk-Based Capital

16.23%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2001

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/eaa2544d-8b42-4ca5-8f73-8e888131008f"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: