🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 1999. CRA examination history below reflects the period it was active.

SIERRAWEST BANK

TRUCKEE, CA · Supervised by FDIC

Est. 1981FDIC #23,323RSSD: FDIC-23323
Part ofSIERRAWEST BCORP→ View all charters
Satisfactory Same

Current rating · Exam: January 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.09%

Institution Profile

FDIC BankFind

Address

10181 Truckee, Tahoe Airport Road, TRUCKEE, CA

County

Nevada County

Established

January 20, 1981

Total Assets

$909M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1999Call Report / FDIC

Total Assets

$909M

Total Deposits

$824M

Net Loans

$611M

Net Income

$5M

ROA

1.09%

ROE

13.56%

Risk-Based Capital

11.36%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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