Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$379M
Total Deposits
$330M
Net Loans
$287M
Net Income
$1M
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.69%
Risk-Based Capital
12.42%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 65 | 92.31% | 0.00% |
| 2023 | 76 | 89.47% | 1.32% |
| 2022 | 115 | 88.7% | 1.74% |
| 2021 | 192 | 91.67% | 2.60% |
| 2020 | 230 | 93.04% | 3.04% |
| 2019 | 144 | 97.22% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Satisfactory | Small Bank |
| Oct 2018 | Satisfactory | Small Bank |
| Dec 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
4
Branch Deposits
$300M
1-Year Change
0
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Preview:
| 2018 | 128 | 95.31% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red