Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.7B
Total Deposits
$3.1B
Net Loans
$2.5B
Net Income
$15M
ROA
1.63%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.24%
Risk-Based Capital
14.87%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,414 | 75.32% | 7.92% |
| 2023 | 1,473 | 80.18% | 6.45% |
| 2022 | 1,570 | 83.57% | 4.14% |
| 2021 | 2,491 | 82.58% | 3.45% |
| 2020 | 2,699 | 83.81% | 3.96% |
| 2019 | 1,420 | 79.79% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2013 | Satisfactory | Intermediate Small Bank |
| Jan 2010 | Satisfactory | Intermediate Small Bank |
| Feb 2004 | Outstanding | Small Bank |
4 previous ratings locked — back to 1990
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Total Branches
40
Branch Deposits
$3.0B
1-Year Change
-3
5-year net change: +4 branches
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Preview:
| 5.92% |
| 2018 | 1,196 | 76.84% | 8.36% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red