SAINT CLOUD, MN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$3.3B
Total Deposits
$2.5B
Net Loans
$2.8B
Net Income
$17M
ROA
2.10%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.81%
Risk-Based Capital
17.09%
Above avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2024 | Outstanding | Large Bank |
| Sep 2021 | Satisfactory | Large Bank |
| May 2018 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1994
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Total Branches
7
Branch Deposits
$2.8B
1-Year Change
0
5-year net change: -1 branches
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