Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$5.3B
Total Deposits
$4.3B
Net Loans
$4.3B
Net Income
$19M
ROA
1.42%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.68%
Risk-Based Capital
13.92%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 242 | 71.49% | 2.89% |
| 2023 | 298 | 79.53% | 2.01% |
| 2022 | 568 | 76.58% | 1.76% |
| 2021 | 566 | 87.28% | 0.71% |
| 2020 | 524 | 85.11% | 0.95% |
| 2019 | 512 | 90.23% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Outstanding | Large Bank |
| Jun 2020 | Outstanding | Large Bank |
| Jun 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2008
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Total Branches
10
Branch Deposits
$4.3B
1-Year Change
+2
5-year net change: +1 branches
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Preview:
| 2018 | 476 | 92.65% | 0.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red