Legal name: SAINT JOSEPH BANCSHARES ACQUISITIONS, INC.
2 active banks · $722M combined assets
RSSD ID: 3348011 (FFIEC NIC)
Combined Assets
$722M
CRA Rating Summary
Across all 17 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Satisfactory
2 of 2 banks · Meets expectations for community lending
Combined Assets
$722M
2 active banks
Aggregated from the most recent call report filings for all active charters.
Total Deposits
$615M
Net Income
$3M
ROA (avg)
1.57%
asset-weighted avg
Aggregated HMDA data across all active charters for 2024.
Applications
309
Origination Rate
90.61%
Denial Rate
3.56%
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| SENTRY BANK | SAINT JOSEPH, MN | FDIC | $379M | 100.0% | Satisfactory | Jul 2024 |
| SHERBURNE STATE BANK | BECKER, MN | FDIC | $343M | 100.0% | Satisfactory | Feb 2021 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.