FREDERICKSBURG, TX · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.7B
Net Loans
$1.5B
Net Income
$10M
ROA
1.93%
Above avg for Community banks. Peer avg: 0.90%
ROE
17.19%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 345 | 70.14% | 7.25% |
| 2022 | 498 | 75.5% | 4.22% |
| 2021 | 607 | 79.74% | 6.92% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Satisfactory | Intermediate Small Bank |
| Jan 2020 | Satisfactory | Intermediate Small Bank |
| Mar 2017 | Satisfactory | Intermediate Small Bank |
11 previous ratings locked — back to 1990
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Total Branches
21
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: +1 branches
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