This institution is no longer active

Operations ceased on August 15, 2003. CRA examination history below reflects the period it was active.

SECURED TRUST BANK

TYLER, TX · Supervised by FDIC

Est. 1997FDIC #34,412RSSD: FDIC-34412

Satisfactory

Current rating · Exam: November 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.07%

Institution Profile

FDIC BankFind

Address

1909 Broadway, TYLER, TX

County

Smith County

Established

January 24, 1997

Total Assets

$47M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q2 2003Call Report / FDIC

Total Assets

$47M

Total Deposits

$37M

Net Loans

$24M

Net Income

$515K

ROA

2.07%

ROE

18.15%

Risk-Based Capital

17.60%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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