Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$207M
Total Deposits
$182M
Net Loans
$115M
Net Income
$568K
ROA
1.11%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.68%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 84.42% | 14.29% |
| 2023 | 74 | 91.89% | 5.41% |
| 2022 | 108 | 95.37% | 0.93% |
| 2021 | 146 | 91.78% | 7.53% |
| 2020 | 179 | 91.06% | 6.15% |
| 2019 | 118 | 89.83% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2020 | Satisfactory | Small Bank |
| Oct 2014 | Satisfactory | Small Bank |
| Jun 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$176M
1-Year Change
0
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Preview:
| 2018 | 105 | 88.57% | 10.48% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red