SCOTT BANCSHARES INC is the bank holding company. SCOTT STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

SCOTT BANCSHARES INC

Legal name: SCOTT BANCSHARES, INC.

1 active bank · 3 merged/absorbed · $207M combined assets

RSSD ID: 1206425 (FFIEC NIC)

Combined Assets

$207M

CRA Rating Summary

Satisfactory1charter

Across all 18 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSCOTT STATE BANKBETHANY, ILSatisfactory$207MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$207M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$182M

Net Income

$568K

ROA (avg)

1.11%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

84.42%

Denial Rate

14.29%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
SCOTT STATE BANK	BETHANY, IL	FDIC	$207M	100.0%	Satisfactory	Dec 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.