Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$150M
Total Deposits
$117M
Net Loans
$122M
Net Income
$77K
ROA
0.21%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.46%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 32 | 81.25% | 9.38% |
| 2022 | 66 | 60.61% | 12.12% |
| 2021 | 85 | 70.59% | 8.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2022 | Satisfactory | Small Bank |
| Apr 2016 | Satisfactory | Small Bank |
| Jul 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1996
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Total Branches
2
Branch Deposits
$107M
1-Year Change
0
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