This institution is no longer active
Operations ceased on July 31, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.2B
Total Deposits
$1.7B
Net Loans
$1.8B
Net Income
$12M
ROA
1.10%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.43%
Risk-Based Capital
12.78%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 141 | 72.34% | 12.06% |
| 2019 | 236 | 72.03% | 13.56% |
| 2018 | 187 | 70.59% | 16.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
| Jun 2014 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Assets