This institution is no longer active
Operations ceased on December 3, 2012. CRA examination history below reflects the period it was active.
SANTA BARBARA, CA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$6.0B
Total Deposits
$4.7B
Net Loans
$3.8B
Net Income
$77M
ROA
1.75%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.10%
Risk-Based Capital
21.59%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 1993 | Outstanding | Not Reported |
| Jun 1990 | Satisfactory | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets