🏦Bank Scorer

This institution is no longer active

Operations ceased on August 19, 2005. CRA examination history below reflects the period it was active.

SAND RIDGE BANK

HIGHLAND, IN · Supervised by FDIC

Est. 1969FDIC #20,086RSSD: FDIC-20086
Part ofFIRST FINANCIAL BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.21%

Institution Profile

FDIC BankFind

Address

2611 Highway Avenue, HIGHLAND, IN

County

Lake County

Established

December 10, 1969

Total Assets

$902M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1999

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2005Call Report / FDIC

Total Assets

$902M

Total Deposits

$705M

Net Loans

$608M

Net Income

$5M

ROA

1.21%

ROE

16.58%

Risk-Based Capital

12.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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