This institution is no longer active

Operations ceased on March 19, 1994. CRA examination history below reflects the period it was active.

SAN DIEGO TRUST & SAVINGS BANK

SAN DIEGO, CA · Supervised by FDIC

Est. 1889FDIC #1,533RSSD: FDIC-1533

Part ofSAN DIEGO FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: January 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.58%

Institution Profile

FDIC BankFind

Address

540 Broadway, SAN DIEGO, CA

County

San Diego County

Established

May 15, 1889

Total Assets

$1.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$1.9B

Total Deposits

$1.8B

Net Loans

$816M

Net Income

$12M

ROA

0.58%

ROE

9.01%

Risk-Based Capital

12.78%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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