This institution is no longer active
Operations ceased on May 1, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$621M
Total Deposits
$511M
Net Loans
$339M
Net Income
$748K
ROA
0.48%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.24%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 62 | 58.06% | 19.35% |
| 2021 | 282 | 63.83% | 10.64% |
| 2020 | 297 | 61.62% | 10.10% |
| 2019 | 166 | 55.42% | 11.45% |
| 2018 | 190 | 56.84% | 12.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
| Sep 2014 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1993
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Established
Total Assets