This institution is no longer active

Operations ceased on March 1, 2007. CRA examination history below reflects the period it was active.

ROYAL OAKS BANK, SSB

HOUSTON, TX · Supervised by FDIC

Est. 2001FDIC #57,023RSSD: FDIC-57023

Part ofROYAL OAKS BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: December 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.75%

Institution Profile

FDIC BankFind

Address

12000 Westheimer Road, Suite 100, HOUSTON, TX

County

Harris County

Established

March 1, 2001

Total Assets

$207M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2002

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2006Call Report / FDIC

Total Assets

$207M

Total Deposits

$160M

Net Loans

$167M

Net Income

$1M

ROA

0.75%

ROE

8.78%

Risk-Based Capital

9.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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