Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$4.2B
Total Deposits
$3.4B
Net Loans
$3.3B
Net Income
$13M
ROA
1.20%
Above avg for Community banks. Peer avg: 0.90%
ROE
8.27%
Risk-Based Capital
22.35%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 555 | 67.75% | 7.21% |
| 2023 | 334 | 61.68% | 14.67% |
| 2022 | 1,207 | 69.68% | 8.62% |
| 2021 | 1,250 | 70.8% | 4.00% |
| 2020 | 1,135 | 64.58% | 5.02% |
| 2019 | 1,066 | 74.39% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Large Bank |
| Aug 2020 | Satisfactory | Large Bank |
| Aug 2017 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2010
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Total Branches
24
Branch Deposits
$3.3B
1-Year Change
0
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| 5.53% |
| 2018 | 1,538 | 76.33% | 7.87% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red