Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$975M
Total Deposits
$874M
Net Loans
$597M
Net Income
$3M
ROA
1.21%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.92%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 139 | 75.54% | 12.23% |
| 2023 | 183 | 82.51% | 12.02% |
| 2022 | 250 | 84% | 7.60% |
| 2021 | 241 | 75.93% | 14.52% |
| 2020 | 277 | 78.7% | 11.91% |
| 2019 | 228 | 80.26% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2023 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
7
Branch Deposits
$824M
1-Year Change
0
5-year net change: +1 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/round-top-state-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 265 | 84.91% | 8.30% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red