This institution is no longer active
Operations ceased on April 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$422M
Total Deposits
$332M
Net Loans
$173M
Net Income
$-5,821K
ROA
-5.44%
Below avg for Small banks. Peer avg: 0.44%
ROE
-42.63%
Risk-Based Capital
30.37%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 37 | 78.38% | 8.11% |
| 2019 | 166 | 56.02% | 10.24% |
| 2018 | 229 | 56.77% | 14.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2019 | Satisfactory | Intermediate Small Bank |
| Mar 2017 | Satisfactory | Large Bank |
| Nov 2014 | Needs to Improve | Large Bank |
8 previous ratings locked — back to 1995
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Total Assets