This institution is no longer active

Operations ceased on January 1, 2006. CRA examination history below reflects the period it was active.

ROCK COMMUNITY BANK

LITTLE FALLS, NJ · Supervised by FDIC

Est. 1999FDIC #34,981RSSD: FDIC-34981

Part ofGREATER COMMUNITY BCORP→ View all charters

Satisfactory

Current rating · Exam: November 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.71%

Institution Profile

FDIC BankFind

Address

7 Center Avenue, LITTLE FALLS, NJ

County

Passaic County

Established

April 27, 1999

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2001

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2005Call Report / FDIC

Total Assets

$73M

Total Deposits

$68M

Net Loans

$21M

Net Income

$352K

ROA

0.71%

ROE

6.59%

Risk-Based Capital

19.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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