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This institution is no longer active

Operations ceased on February 25, 2002. CRA examination history below reflects the period it was active.

RIVERWAY BANK

HOUSTON, TX · Supervised by FDIC

Est. 1983FDIC #24,337RSSD: FDIC-24337
Part ofRIVERWAY HOLDINGS INC→ View all charters
Satisfactory Up

Current rating · Exam: March 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.45%

Institution Profile

FDIC BankFind

Address

Five Riverway, HOUSTON, TX

County

Harris County

Established

January 18, 1983

Total Assets

$692M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2001

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 25 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2001Call Report / FDIC

Total Assets

$692M

Total Deposits

$522M

Net Loans

$447M

Net Income

$3M

ROA

0.45%

ROE

7.69%

Risk-Based Capital

10.49%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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