Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$786M
Net Income
$3M
ROA
0.89%
Below avg for Community banks. Peer avg: 0.90%
ROE
8.36%
Risk-Based Capital
15.37%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 63 | 61.9% | 12.70% |
| 2023 | 100 | 64% | 15.00% |
| 2022 | 119 | 74.79% | 3.36% |
| 2021 | 115 | 73.04% | 9.57% |
| 2020 | 110 | 66.36% | 12.73% |
| 2019 | 77 | 71.43% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Intermediate Small Bank |
| Feb 2022 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2004
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Total Branches
23
Branch Deposits
$1.1B
1-Year Change
+7
5-year net change: +9 branches
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Preview:
| 2018 | 76 | 43.42% | 26.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red