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This institution is no longer active

Operations ceased on June 11, 2004. CRA examination history below reflects the period it was active.

REPUBLIC BANK

SAINT PETERSBURG, FL · Supervised by FDIC

Est. 1973FDIC #21,350RSSD: FDIC-21350
Part ofREPUBLIC BANCSHARES INC→ View all charters
Outstanding Up

Current rating · Exam: September 2003

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.30%

Institution Profile

FDIC BankFind

Address

360 Central Avenue, SAINT PETERSBURG, FL

County

Pinellas County

Established

December 13, 1973

Total Assets

$2.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2003

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$2.9B

Total Deposits

$2.6B

Net Loans

$1.7B

Net Income

$2M

ROA

0.30%

ROE

3.74%

Risk-Based Capital

12.69%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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