This institution is no longer active

Operations ceased on September 26, 1997. CRA examination history below reflects the period it was active.

REGIONS BANK OF FLORIDA

PENSACOLA, FL · Supervised by FDIC

Est. 1959FDIC #18,114RSSD: FDIC-18114

Part ofRegions Financial Corporation→ View all charters

Outstanding Up

Current rating · Exam: September 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.64%

Institution Profile

FDIC BankFind

Address

50 Beverly Parkway, PENSACOLA, FL

County

Escambia County

Established

December 1, 1959

Total Assets

$914M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$914M

Total Deposits

$838M

Net Loans

$568M

Net Income

$7M

ROA

1.64%

ROE

19.83%

Risk-Based Capital

15.44%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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