This institution is no longer active

Operations ceased on February 12, 2005. CRA examination history below reflects the period it was active.

REGIONAL BANK

NEW ALBANY, IN · Supervised by FDIC

Est. 1902FDIC #29,664RSSD: FDIC-29664

Part ofINDIANA UNITED BCORP→ View all charters

Satisfactory

Current rating · Exam: August 2003

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.13%

Institution Profile

FDIC BankFind

Address

100 East Spring Street, NEW ALBANY, IN

County

Floyd County

Established

January 1, 1902

Total Assets

$251M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 2003

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 22 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2004Call Report / FDIC

Total Assets

$251M

Total Deposits

$175M

Net Loans

$157M

Net Income

$3M

ROA

1.13%

ROE

13.02%

Risk-Based Capital

11.64%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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