This institution is no longer active

Operations ceased on September 17, 1993. CRA examination history below reflects the period it was active.

REGENT THRIFT AND LOAN ASSOCIATION

SAN FRANCISCO, CA · Supervised by FDIC

Est. 1988FDIC #27,174RSSD: FDIC-27174

Needs to Improve Same

Current rating · Exam: June 1993

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.47%

Institution Profile

FDIC BankFind

Address

1351-1355 Powell Street, SAN FRANCISCO, CA

County

San Francisco County

Established

February 16, 1988

Total Assets

$36M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

June 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1993Call Report / FDIC

Total Assets

$36M

Total Deposits

$7M

Net Loans

$35M

Net Income

$69K

ROA

0.47%

ROE

26.12%

Risk-Based Capital

4.12%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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