This institution is no longer active
Operations ceased on September 15, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$360M
Total Deposits
$307M
Net Loans
$282M
Net Income
$2M
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.48%
Risk-Based Capital
14.85%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 356 | 68.82% | 8.71% |
| 2020 | 245 | 82.45% | 6.12% |
| 2019 | 141 | 88.65% | 2.13% |
| 2018 | 174 | 86.78% | 3.45% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2014 | Satisfactory | Intermediate Small Bank |
| May 2011 | Satisfactory | Intermediate Small Bank |
| Jun 2005 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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Total Assets