🏦Bank Scorer

This institution is no longer active

Operations ceased on August 1, 2006. CRA examination history below reflects the period it was active.

RANCHO BANK

SAN DIMAS, CA · Supervised by FDIC

Est. 1979FDIC #22,934RSSD: FDIC-22934
Satisfactory Down

Current rating · Exam: July 2002

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.28%

Institution Profile

FDIC BankFind

Address

530 West Bonita Avenue, SAN DIMAS, CA

County

Los Angeles County

Established

August 24, 1979

Total Assets

$221M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2002

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2006Call Report / FDIC

Total Assets

$221M

Total Deposits

$200M

Net Loans

$120M

Net Income

$1M

ROA

1.28%

ROE

14.82%

Risk-Based Capital

14.52%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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