Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$934M
Net Loans
$754M
Net Income
$2M
ROA
0.63%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.83%
Risk-Based Capital
14.15%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 108 | 50.93% | 14.81% |
| 2023 | 162 | 77.78% | 4.94% |
| 2022 | 307 | 80.78% | 4.56% |
| 2021 | 468 | 81.84% | 3.63% |
| 2020 | 456 | 82.24% | 5.04% |
| 2019 | 242 | 83.88% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
2 previous ratings locked — back to 2011
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Total Branches
10
Branch Deposits
$892M
1-Year Change
0
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Preview:
| 2018 | 215 | 81.4% | 6.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red